Note Services

Our Services – Cooper National Lending Solutions

At Cooper National Lending Solutions, we specialize in buying various types of mortgage notes, offering note holders a fast, secure, and hassle-free way to turn their assets into cash. Our services are designed to accommodate a wide range of needs, whether you have a performing loan, a distressed asset, or a seller-financed note.

1. Mortgage Note Buying

Are you holding a mortgage note and want to cash out now rather than waiting for payments over time? We purchase both performing and non-performing notes, offering note holders a lump sum payment to help them free up capital.

Benefits of selling your mortgage note to us:
✅ Receive a lump sum of cash instead of waiting for monthly payments.
✅ Avoid the risks of borrower default.
✅ Eliminate the hassle of managing payments and collections.
✅ Use your funds for new investments, personal needs, or business growth.


2. Seller-Financed Note Purchases

If you’ve sold a property using seller financing, you may find yourself managing payments, handling collections, and facing financial uncertainty over time. Instead of waiting for years to receive your full payment, we provide an immediate cash buyout for your note.

We work with individuals and businesses that have created seller-financed notes and offer flexible options to sell all or part of their note based on their needs.


3. Distressed Debt & Non-Performing Note Acquisitions

If you’re holding a non-performing mortgage note, it can be a major burden. Late payments, borrower defaults, and legal complexities can make it difficult to manage. Instead of dealing with the stress, Integrity Note Buyers can buy your distressed debt and help you move on.

Why sell your non-performing note?

  • Avoid the cost and time-consuming process of foreclosure.
  • Get immediate cash instead of waiting for uncertain payments.
  • Reduce financial risk and free up your capital.

We understand that dealing with a non-performing note can be challenging, and we are here to provide a seamless and professional solution to relieve that burden.


4. Partial Note Purchases

If you’re not ready to sell your entire note, Cooper National Lending Solutions offers partial note purchases. This means you can sell a portion of your future payments for immediate cash while retaining ownership of the remainder of the note.

Why choose a partial sale?

  • Access a lump sum of cash while keeping some long-term income.
  • Reduce your risk while maintaining future financial benefits.
  • Stay in control of part of your note investment.

5. Commercial Mortgage Note Buying

We don’t just buy residential notes—we also purchase commercial mortgage notes, providing businesses and investors with a simple exit strategy for their assets.

We buy notes secured by:
🏢 Office Buildings
🏬 Retail Centers
🏨 Hotels & Hospitality Properties
🏭 Industrial & Warehouse Spaces
🏠 Multi-Family Apartments

If you own a commercial mortgage note and want to convert it into liquid cash, we are ready to make you a competitive offer.


6. Customized Note Selling Solutions

Every note is unique, and so are the financial needs of our clients. At Cooper National Lending Solutions, we work closely with sellers to create customized solutions that align with their financial goals. Whether you need a full buyout, a partial purchase, or assistance in structuring the best deal, we’re here to help.